Short Term Plans

Some tips about Short Term Medical Insurance Plans.

  • Short term medical insurance plans are not for people who are on Medicare.
  • Short Term Medical Plans are designed to fill a temporary need for medical insurance.
  • Your coverage can start as soon as the next day.
  • You can choose as many days of coverage as you think you’ll need, up to three months at a time.
  • Plans may include a required association membership.
  • There are a few medical questions on the enrollment form.
  • Pre-existing condition exclusions apply.
  • Short Term plans don’t meet the minimum essential coverage requirements under the Affordable Care Act (what some people call “Obamacare”), and you may be subject to the tax penalty.
  • All applicants must be legal residents of the United States.
  • Some companies will issue “child-only” coverage.
  • Some companies offer a guaranteed issue plan.

Contact Isabel if you are interested in Short Term Medical Insurance Plans offered in Indiana.